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Murabaha المرابحة
Murabaha হলো এমন একটি ইসলামী অর্থায়ন পদ্ধতি, যেখানে কোনো পণ্যের ক্রয়মূল্য এবং তার ওপর নির্ধারিত বিক্রয়লাভ ক্রেতার কাছে স্পষ্টভাবে প্রকাশ করা হয়।
Fixed margin 11% for 5 months, agreed before you invest.
How this contract worksCumilla Greenhouse Produce is a Shariah compliant Modern Agricultural Development project in Cumilla. Our field team manages every stage, from sourcing and daily care to harvest, processing and sale, so you can take part in agriculture without running a farm yourself.
What your investment funds
- Quality inputs: seed, feed, livestock or fingerlings from certified suppliers
- Skilled local farmers and on-site supervision
- Veterinary, agronomy and water quality support
- Storage, transport and direct market linkage
How returns are generated
Revenue comes from selling produce at wholesale and contract prices. There is no interest (riba) at any stage. Progress photos and videos are published every month.
Murabaha terms
- Your funds buy specific goods for this project, which you own before resale.
- GrowVest buys the goods from you at cost plus the disclosed margin, payable on the maturity date.
- The return amount is fixed at the time of investment and cannot be changed.
- You are not a loss sharer once the sale is concluded.
- Any late payment charge goes to charity.
- Invoice is issued for every investment, and a security cheque plus deed for larger amounts.
For every unit of ৳ 30,000, the fixed Murabaha margin over 5 months is ৳ 3,300 (11%), about 2.2% per month.
- 1 unit: invest ৳ 30,000, projected profit ৳ 3,300
- 5 units: invest ৳ 150,000, projected profit ৳ 16,500
- 10 units: invest ৳ 300,000, projected profit ৳ 33,000
Murabaha margins are fixed in the sale contract and paid at maturity.
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