Frequently Asked Questions

In Mudarabah you provide capital and GrowVest manages the project. The real profit is shared at a fixed ratio, so your return depends on actual results. In Murabaha your money buys real goods that are resold at a profit margin disclosed upfront, so your return amount is fixed from day one.

For Murabaha projects the margin is fixed in the contract. For Mudarabah projects the figure is a projection based on past cycles. Guaranteeing profit in Mudarabah is not permitted in Shariah, so the actual result can be higher or lower.

A normal business loss is borne by the capital in proportion to each investment, while GrowVest loses its effort and management fee. If a loss is caused by GrowVest negligence, misconduct or breach of terms, GrowVest bears it in full.

Under the Murabaha Agreement, the investor does not share in business losses. Therefore, the risk factor and service charge are not deducted from the investor's agreed share. The investor receives the invested capital along with the agreed halal profit under the GrowVest project, in accordance with the terms of the agreement.

However, under the Mudaraba Agreement, profits are distributed according to the agreed profit-sharing ratio, while financial losses are borne by the investor unless they result from the Mudarib's negligence, misconduct, or breach of contract.

Profit is credited to your wallet on the schedule shown for each project. Capital, plus any remaining profit, is credited the day after the project matures.

A minimum of 7 working days are required to complete the deed of agreement.

Withdrawal requests are processed within 3 working days to the mobile wallet or bank account you provide.

GrowVest offers agricultural investment opportunities through Shariah-based contracts, aiming to help investors pursue halal profits with transparency and trust.

Your Investment Documentation
1. Up to Tk. 1 lakh: Authorized Invoice.
2. Above Tk. 1 lakh: Authorized Invoice + Security Cheque.
3. Tk. 2 lakh or above: Deed of Agreement + Security Cheque + Authorized Invoice.

Legal Framework: GrowVest's investment documentation and agreements should comply with applicable laws of Bangladesh, including the Companies Act, 1994 (Act No. XVIII of 1994), where applicable.

At GrowVest, we believe trust is built through transparency, not promises. Our focus is on agricultural investment opportunities structured through Shariah-based contracts, with clear investment terms and documented agreements.

We aim to help investors understand where their money goes, how agricultural projects operate, and how profits and potential losses are handled. Investors are provided with applicable investment documentation and information about the projects they participate in.

We encourage every investor to review the relevant documents, understand the risks, and make informed decisions before investing. Our commitment is to transparency, accountability, and responsible agricultural investment, not unrealistic promises of guaranteed profits.